body,td,th {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #00498F;
	line-height: 18px;
}
#pad {
	padding: 10px;
}
body {
	margin-left: 0px;
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: 0px;
	background-image: url(images/bg.jpg);
}
p {
	padding-top: 0px;
	padding-right: 20px;
	padding-bottom: 0px;
	padding-left: 20px;
	color: #00498F;
}
a:link {
	color: #00498F;
}
a:visited {
	color: #00498F;
}
a:hover {
	color: #00498F;
}
a:active {
	color: #00498F;
}
.footer a {
	color: #FFFFFF;
}
.footer {
	text-align:center;
	color: #FFFFFF;
}
h1 {
	font-size: 14px;
	font-weight: bold;
	padding-left: 20px;
	padding-top: 20px;
}
ul {
	padding-right: 10px;
	padding-left: 30px;
}
ol {
	padding-right: 10px;
	padding-left: 30px;
}